Water damage restoration cost guide
The figures below are published national ranges, not quotes. Palm Bay prices may be higher or lower. Only a provider who has inspected your home can give you an actual estimate.
By severity (damage class)
| Class | What it means | Published range |
|---|---|---|
| Class 1 | Small leak, one area of a room | $150 – $500 |
| Class 2 | Significant water, up to about 12 inches in at least one room | $1,500 – $5,000 |
| Class 3 | Water through walls, ceiling, flooring and subfloor of one or more rooms | $5,000 – $15,000 |
| Class 4 | Severe, whole-home or prolonged flooding | $15,000 – $100,000 |
Source: HomeGuide, Water Damage Restoration Cost (Feb 2026). HomeGuide reports a typical overall range of $2,000 – $6,000.
Extraction and drying by water type
| Water category | Typical source | HomeGuide, per sq ft | Angi, per sq ft |
|---|---|---|---|
| Category 1 (clean) | Supply line, faucet, burst pipe | $4 – $6 | about $3.50 |
| Category 2 (gray) | Washing machine or dishwasher overflow | $6 – $9 | about $5.25 |
| Category 3 (black) | Sewer backup, toilet overflow, outside floodwater | $9 – $12 | about $7.50 |
Sources: HomeGuide, Water Damage Restoration Cost (Feb 2026); Angi, Water Damage Repair Cost (2026). The two publishers use different methods, so their figures differ.
What moves the price
- How much water and where it went. Water that reaches subfloors, wall cavities or ceilings takes longer to dry and may require removing materials.
- Water category. Contaminated water requires removing and discarding porous materials it touched.
- Time. The longer materials stay wet, the more likely mold growth and replacement become.
- After-hours calls. HomeGuide notes that after-hours emergency service can add cost.
- Repairs. Drywall, flooring and trim replacement are often billed separately from drying.
- Permits. Some repair work needs a building permit from the City of Palm Bay or Brevard County; ask the provider whether yours does.
Comparing estimates
When you have more than one written estimate, compare the scope line by line: square footage, equipment days, materials removed, and what repairs are included. A lower total that leaves out drying days or repairs is not comparable to one that includes them.
Insurance
Coverage depends on your policy. HomeGuide notes that standard homeowners policies generally cover sudden and accidental water damage but not flood water, which requires a separate flood policy. Ask your insurer about your own policy. We do not give insurance advice.
Talk to a participating local water damage provider
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